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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,321 | $125,184-14.3% | $105,607+1.6% | $145,884-26.4% |
| Participation rate | 70.8% | 77.6%-6.8pp | 75.3%-4.4pp | 80.3%-9.5pp |
| Annual return | 13.62% | 225.00%-211.4pp | 116.11%-102.5pp | 551.85%-538.2pp |
| Employer contribution / active EE | $659 | $3,720-82.3% | $3,167-79.2% | $4,662-85.9% |
| Participant deferral / active EE | $5,785 | $5,714+1.2% | $5,011+15.4% | $6,690-13.5% |
| Admin fee / account holder | $7,302 | $17,133-57.4% | $10,958-33.4% | $13,392-45.5% |