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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,748 | $134,817-95.7% | $123,973-95.4% | $155,188-96.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 21.02% | 515.49%-494.5pp | 388.13%-367.1pp | 148.84%-127.8pp |
| Employer contribution / active EE | $2,036 | $4,425-54.0% | $4,126-50.7% | $4,248-52.1% |
| Participant deferral / active EE | $2,365 | $5,706-58.6% | $5,247-54.9% | $6,531-63.8% |
| Admin fee / account holder | $795 | $13,245-94.0% | $11,799-93.3% | $14,480-94.5% |