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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,421 | $160,028-36.6% | $147,080-31.0% | $145,884-30.5% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 17.09% | 98.60%-81.5pp | 420.17%-403.1pp | 551.85%-534.8pp |
| Employer contribution / active EE | $9,073 | $5,286+71.7% | $4,933+83.9% | $4,662+94.6% |
| Participant deferral / active EE | $3,194 | $8,422-62.1% | $8,066-60.4% | $6,690-52.3% |
| Admin fee / account holder | $314 | $15,030-97.9% | $12,989-97.6% | $13,392-97.7% |