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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,832 | $100,073-30.2% | $85,126-18.0% | $145,877-52.1% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 34.50% | 84.11%-49.6pp | 66.63%-32.1pp | 551.28%-516.8pp |
| Employer contribution / active EE | $9,967 | $3,236+208.0% | $2,731+264.9% | $4,663+113.7% |
| Participant deferral / active EE | $6,991 | $5,294+32.0% | $4,523+54.5% | $6,691+4.5% |
| Admin fee / account holder | $1,300 | $7,261-82.1% | $6,160-78.9% | $13,402-90.3% |