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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,832 | $100,203-30.3% | $85,240-18.1% | $145,897-52.1% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 34.50% | 84.28%-49.8pp | 66.75%-32.3pp | 552.29%-517.8pp |
| Employer contribution / active EE | $9,967 | $3,242+207.4% | $2,735+264.4% | $4,663+113.8% |
| Participant deferral / active EE | $6,991 | $5,299+31.9% | $4,527+54.4% | $6,689+4.5% |
| Admin fee / account holder | $1,300 | $7,265-82.1% | $6,165-78.9% | $13,390-90.3% |