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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,816 | $181,062+42.4% | $158,223+62.9% | $155,188+66.1% |
| Participation rate | 93.8% | 82.7%+11.1pp | 79.2%+14.5pp | 80.8%+12.9pp |
| Annual return | 16.42% | 57.39%-41.0pp | 52.09%-35.7pp | 148.84%-132.4pp |
| Employer contribution / active EE | $7,297 | $4,565+59.9% | $4,109+77.6% | $4,248+71.8% |
| Participant deferral / active EE | $6,464 | $6,134+5.4% | $5,467+18.2% | $6,531-1.0% |
| Admin fee / account holder | $25,105 | $18,825+33.4% | $16,047+56.4% | $14,480+73.4% |