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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,816 | $174,379+47.8% | $152,093+69.5% | $138,895+85.6% |
| Participation rate | 93.8% | 81.6%+12.1pp | 77.8%+16.0pp | 79.9%+13.8pp |
| Annual return | 16.42% | 74.86%-58.4pp | 66.36%-49.9pp | 145.39%-129.0pp |
| Employer contribution / active EE | $7,297 | $4,652+56.9% | $4,175+74.8% | $4,194+74.0% |
| Participant deferral / active EE | $6,464 | $6,159+4.9% | $5,451+18.6% | $6,396+1.1% |
| Admin fee / account holder | $25,105 | $16,880+48.7% | $14,497+73.2% | $12,562+99.8% |