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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,824 | $185,141-90.9% | $153,416-89.0% | $155,188-89.2% |
| Participation rate | 63.6% | 79.9%-16.3pp | 74.3%-10.7pp | 80.8%-17.2pp |
| Annual return | 23.09% | 18.72%+4.4pp | 17.84%+5.3pp | 148.84%-125.7pp |
| Employer contribution / active EE | $2,301 | $4,489-48.8% | $3,764-38.9% | $4,248-45.8% |
| Participant deferral / active EE | $2,301 | $5,477-58.0% | $4,723-51.3% | $6,531-64.8% |
| Admin fee / account holder | $20 | $16,005-99.9% | $13,095-99.8% | $14,480-99.9% |