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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,277 | $124,425-44.3% | $112,040-38.2% | $137,256-49.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 8.03% | 24.72%-16.7pp | 24.52%-16.5pp | 220.34%-212.3pp |
| Employer contribution / active EE | $2,154 | $3,411-36.9% | $2,954-27.1% | $4,156-48.2% |
| Participant deferral / active EE | $4,615 | $5,718-19.3% | $5,098-9.5% | $6,407-28.0% |
| Admin fee / account holder | $2,749 | $15,207-81.9% | $12,098-77.3% | $12,270-77.6% |