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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,524 | $117,846-54.6% | $102,434-47.7% | $145,884-63.3% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 7.18% | 31.90%-24.7pp | 29.46%-22.3pp | 551.85%-544.7pp |
| Employer contribution / active EE | $1,672 | $3,615-53.7% | $3,023-44.7% | $4,662-64.1% |
| Participant deferral / active EE | $3,609 | $5,733-37.1% | $5,055-28.6% | $6,690-46.1% |
| Admin fee / account holder | $11,923 | $13,356-10.7% | $9,462+26.0% | $13,392-11.0% |