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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,706 | $155,555+71.5% | $146,866+81.6% | $155,188+71.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 13.66% | 115.41%-101.8pp | 102.85%-89.2pp | 148.84%-135.2pp |
| Employer contribution / active EE | $3,821 | $4,647-17.8% | $4,425-13.7% | $4,248-10.1% |
| Participant deferral / active EE | $6,661 | $8,044-17.2% | $7,759-14.2% | $6,531+2.0% |
| Admin fee / account holder | $7,666 | $14,755-48.0% | $13,620-43.7% | $14,480-47.1% |