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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,140 | $69,590-29.4% | $136,867-64.1% | $94,015-47.7% |
| Participation rate | 81.6% | 66.3%+15.3pp | 74.5%+7.0pp | 70.8%+10.8pp |
| Annual return | 13.28% | 19.62%-6.3pp | 42.97%-29.7pp | 17.84%-4.6pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,547-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,275 | $3,437-33.8% | $4,924-53.8% | $4,249-46.5% |
| Admin fee / account holder | $6,025 | $8,912-32.4% | $10,340-41.7% | $8,951-32.7% |