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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,140 | $49,976-1.7% | $66,674-26.3% | $82,637-40.5% |
| Participation rate | 81.6% | 63.1%+18.5pp | 73.7%+7.9pp | 68.1%+13.5pp |
| Annual return | 13.28% | 39.09%-25.8pp | 321.24%-308.0pp | 53.51%-40.2pp |
| Employer contribution / active EE | $0 | $1,988-100.0% | $2,620-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,275 | $2,847-20.1% | $4,084-44.3% | $4,126-44.9% |
| Admin fee / account holder | $6,025 | $4,594+31.2% | $5,098+18.2% | $7,339-17.9% |