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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,782 | $124,425+392.5% | $112,040+446.9% | $137,256+346.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.05% | 24.72%-8.7pp | 24.52%-8.5pp | 220.34%-204.3pp |
| Employer contribution / active EE | $12,561 | $3,411+268.2% | $2,954+325.2% | $4,156+202.2% |
| Participant deferral / active EE | $8,312 | $5,718+45.3% | $5,098+63.0% | $6,407+29.7% |
| Admin fee / account holder | $12,934 | $15,207-14.9% | $12,098+6.9% | $12,270+5.4% |