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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,782 | $136,860+347.7% | $120,344+409.2% | $154,746+296.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 16.05% | 21.38%-5.3pp | 20.30%-4.2pp | 172.34%-156.3pp |
| Employer contribution / active EE | $12,561 | $3,533+255.5% | $3,020+315.9% | $4,379+186.8% |
| Participant deferral / active EE | $8,312 | $5,793+43.5% | $5,135+61.9% | $6,730+23.5% |
| Admin fee / account holder | $12,934 | $15,393-16.0% | $12,742+1.5% | $14,365-10.0% |