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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,794 | $129,737-67.0% | $119,126-64.1% | $154,746-72.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 3.58% | 379.08%-375.5pp | 282.11%-278.5pp | 172.34%-168.8pp |
| Employer contribution / active EE | $8,357 | $4,375+91.0% | $4,034+107.2% | $4,379+90.8% |
| Participant deferral / active EE | $15,579 | $5,842+166.7% | $5,318+192.9% | $6,730+131.5% |
| Admin fee / account holder | $368,289 | $11,961+2979.2% | $10,693+3344.1% | $14,365+2463.8% |