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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,150 | $174,379+76.1% | $152,093+101.9% | $138,895+121.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.09% | 74.86%-63.8pp | 66.36%-55.3pp | 145.39%-134.3pp |
| Employer contribution / active EE | $9,805 | $4,652+110.8% | $4,175+134.9% | $4,194+133.8% |
| Participant deferral / active EE | $8,565 | $6,159+39.1% | $5,451+57.1% | $6,396+33.9% |
| Admin fee / account holder | $1,785 | $16,880-89.4% | $14,497-87.7% | $12,562-85.8% |