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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,348 | $110,3790% | $102,412+7.7% | $145,884-24.4% |
| Participation rate | 31.3% | 77.9%-46.7pp | 74.5%-43.3pp | 80.3%-49.1pp |
| Annual return | 26.70% | 24.84%+1.9pp | 24.94%+1.8pp | 551.85%-525.1pp |
| Employer contribution / active EE | $1,400 | $4,216-66.8% | $3,870-63.8% | $4,662-70.0% |
| Participant deferral / active EE | $2,192 | $5,622-61.0% | $5,060-56.7% | $6,690-67.2% |
| Admin fee / account holder | $1,722 | $9,745-82.3% | $8,388-79.5% | $13,392-87.1% |