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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,517 | $76,407-69.2% | $150,298-84.4% | $82,448-71.5% |
| Participation rate | 24.4% | 66.4%-42.0pp | 77.8%-53.3pp | 68.1%-43.6pp |
| Annual return | 14.56% | 39.99%-25.4pp | 62.79%-48.2pp | 41.64%-27.1pp |
| Employer contribution / active EE | $362 | $2,614-86.1% | $4,154-91.3% | $2,551-85.8% |
| Participant deferral / active EE | $888 | $3,214-72.4% | $5,453-83.7% | $4,139-78.5% |
| Admin fee / account holder | $1,599 | $6,352-74.8% | $14,116-88.7% | $7,234-77.9% |