Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,091 | $138,386-73.9% | $184,260-80.4% | $80,935-55.4% |
| Participation rate | 54.2% | 83.9%-29.7pp | 86.8%-32.7pp | 67.7%-13.5pp |
| Annual return | 13.15% | 20.02%-6.9pp | 28.84%-15.7pp | 35.66%-22.5pp |
| Employer contribution / active EE | $1,530 | $4,851-68.5% | $6,427-76.2% | $2,757-44.5% |
| Participant deferral / active EE | $2,312 | $7,076-67.3% | $9,133-74.7% | $4,299-46.2% |
| Admin fee / account holder | $5,303 | $10,489-49.4% | $13,898-61.8% | $6,924-23.4% |