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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,289 | $86,050-16.0% | $189,758-61.9% | $94,015-23.1% |
| Participation rate | 97.1% | 68.9%+28.2pp | 79.8%+17.3pp | 70.8%+26.2pp |
| Annual return | 7.54% | 17.77%-10.2pp | 52.62%-45.1pp | 17.84%-10.3pp |
| Employer contribution / active EE | $2,094 | $2,819-25.7% | $4,767-56.1% | $2,790-24.9% |
| Participant deferral / active EE | $1,476 | $3,349-55.9% | $5,856-74.8% | $4,249-65.3% |
| Admin fee / account holder | $478 | $6,627-92.8% | $20,388-97.7% | $8,951-94.7% |