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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,289 | $75,541-4.3% | $152,093-52.5% | $82,637-12.5% |
| Participation rate | 97.1% | 66.5%+30.5pp | 77.8%+19.3pp | 68.1%+29.0pp |
| Annual return | 7.54% | 32.56%-25.0pp | 66.36%-58.8pp | 53.51%-46.0pp |
| Employer contribution / active EE | $2,094 | $2,622-20.1% | $4,175-49.8% | $2,552-17.9% |
| Participant deferral / active EE | $1,476 | $3,206-54.0% | $5,451-72.9% | $4,126-64.2% |
| Admin fee / account holder | $478 | $6,405-92.5% | $14,497-96.7% | $7,339-93.5% |