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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,289 | $78,690-8.1% | $161,489-55.2% | $87,485-17.4% |
| Participation rate | 97.1% | 67.5%+29.6pp | 78.7%+18.4pp | 68.9%+28.1pp |
| Annual return | 7.54% | 32.74%-25.2pp | 89.72%-82.2pp | 26.06%-18.5pp |
| Employer contribution / active EE | $2,094 | $2,588-19.1% | $4,268-50.9% | $2,596-19.3% |
| Participant deferral / active EE | $1,476 | $3,311-55.4% | $5,630-73.8% | $4,274-65.5% |
| Admin fee / account holder | $478 | $6,724-92.9% | $16,006-97.0% | $7,775-93.8% |