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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,023 | $88,672+23.0% | $105,223+3.6% | $82,448+32.2% |
| Participation rate | 74.0% | 67.9%+6.1pp | 75.0%-1.0pp | 68.1%+5.9pp |
| Annual return | 19.93% | 30.86%-10.9pp | 180.65%-160.7pp | 41.64%-21.7pp |
| Employer contribution / active EE | $4,895 | $3,048+60.6% | $3,689+32.7% | $2,551+91.9% |
| Participant deferral / active EE | $6,876 | $4,036+70.4% | $5,072+35.6% | $4,139+66.1% |
| Admin fee / account holder | $834 | $7,146-88.3% | $8,859-90.6% | $7,234-88.5% |