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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,023 | $89,259+22.1% | $107,187+1.7% | $82,637+31.9% |
| Participation rate | 74.0% | 67.9%+6.1pp | 75.0%-1.0pp | 68.1%+5.9pp |
| Annual return | 19.93% | 21.02%-1.1pp | 204.55%-184.6pp | 53.51%-33.6pp |
| Employer contribution / active EE | $4,895 | $3,080+58.9% | $3,782+29.4% | $2,552+91.8% |
| Participant deferral / active EE | $6,876 | $4,037+70.3% | $5,096+34.9% | $4,126+66.7% |
| Admin fee / account holder | $834 | $7,381-88.7% | $9,162-90.9% | $7,339-88.6% |