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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,819 | $100,139-48.3% | $85,187-39.2% | $145,884-64.5% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 18.54% | 84.15%-65.6pp | 66.67%-48.1pp | 551.85%-533.3pp |
| Employer contribution / active EE | $2,129 | $3,238-34.2% | $2,732-22.1% | $4,662-54.3% |
| Participant deferral / active EE | $2,101 | $5,296-60.3% | $4,525-53.6% | $6,690-68.6% |
| Admin fee / account holder | $1,542 | $7,262-78.8% | $6,162-75.0% | $13,392-88.5% |