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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,505 | $86,940-13.2% | $102,434-26.3% | $80,935-6.7% |
| Participation rate | 85.7% | 72.4%+13.3pp | 76.5%+9.2pp | 67.7%+18.1pp |
| Annual return | 14.55% | 18.89%-4.3pp | 29.46%-14.9pp | 35.66%-21.1pp |
| Employer contribution / active EE | $2,230 | $2,370-5.9% | $3,023-26.2% | $2,757-19.1% |
| Participant deferral / active EE | $4,630 | $4,121+12.4% | $5,055-8.4% | $4,299+7.7% |
| Admin fee / account holder | $2,310 | $8,047-71.3% | $9,462-75.6% | $6,924-66.6% |