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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,953 | $111,535+8.4% | $105,223+14.9% | $137,256-11.9% |
| Participation rate | 79.2% | 78.1%+1.1pp | 75.0%+4.1pp | 80.0%-0.8pp |
| Annual return | 9.88% | 237.85%-228.0pp | 180.65%-170.8pp | 220.34%-210.5pp |
| Employer contribution / active EE | $1,847 | $3,939-53.1% | $3,689-49.9% | $4,156-55.6% |
| Participant deferral / active EE | $4,126 | $5,500-25.0% | $5,072-18.6% | $6,407-35.6% |
| Admin fee / account holder | $3,387 | $9,721-65.2% | $8,859-61.8% | $12,270-72.4% |