Retirement plan

CAROLINA MUSCULOSKELETAL INSTITUTE, P. A. PROFIT SHARING PLAN

Name: CAROLINA MUSCULOSKELETAL INSTITUTE, P.A. - CAROLINA MUSCULOSKELETAL INSTITUTE, P. A. PROFIT SHARING PLAN (2025) Form 5500
Creator: CAROLINA MUSCULOSKELETAL INSTITUTE, P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAROLINA MUSCULOSKELETAL INSTITUTE, P. A. PROFIT SHARING PLAN, CAROLINA MUSCULOSKELETAL INSTITUTE, P.A.

CAROLINA MUSCULOSKELETAL INSTITUTE, P.A.EIN 57-0724225Plan #001PY 2025

410 UNIVERSITY PARKWAY SUITE 2600 - AIKEN, SC 298016800803-644-4264cmi.mdLinkedIn1-10 employeeshospital & health care

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$5.5M

-24.2% from 2024

Total participants

-5.6% from 2024

Average account balance

$166,596

-17.3% from 2024

Annual return

11.01%

+0.58 pp from 2024

Benchmarks

See 79,137 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort79,137 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$167K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

275.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$139K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$81682

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2.7M

$224624 / participant

Other / not subdivided$3M100.0%

% of EOY assets

49.030%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$166,596

$172,111-3.2%

$150,298+10.8%

$137,256+21.4%

Participation rate

91.7%

81.7%+10.0pp

77.8%+13.9pp

80.0%+11.7pp

Annual return

11.01%

69.37%-58.4pp

62.79%-51.8pp

220.34%-209.3pp

Employer contribution / active EE

$7,961

$4,636+71.7%

$4,154+91.6%

$4,156+91.5%

Participant deferral / active EE

$3,638

$6,166-41.0%

$5,453-33.3%

$6,407-43.2%

Admin fee / account holder

$81,682

$16,471+395.9%

$14,116+478.7%

$12,270+565.7%

CAROLINA MUSCULOSKELETAL INSTITUTE, P. A. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAROLINA MUSCULOSKELETAL INSTITUTE, P. A. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion