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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,728 | $126,661-18.9% | $113,397-9.4% | $138,895-26.0% |
| Participation rate | 58.3% | 79.4%-21.1pp | 76.5%-18.2pp | 79.9%-21.6pp |
| Annual return | 17.20% | 25.05%-7.9pp | 23.20%-6.0pp | 145.39%-128.2pp |
| Employer contribution / active EE | $981 | $3,456-71.6% | $2,977-67.0% | $4,194-76.6% |
| Participant deferral / active EE | $1,949 | $5,693-65.8% | $5,076-61.6% | $6,396-69.5% |
| Admin fee / account holder | $976 | $14,549-93.3% | $11,957-91.8% | $12,562-92.2% |