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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,141 | $81,487+24.1% | $102,412-1.2% | $80,935+25.0% |
| Participation rate | 81.1% | 66.8%+14.2pp | 74.5%+6.6pp | 67.7%+13.4pp |
| Annual return | 9.49% | 25.60%-16.1pp | 24.94%-15.4pp | 35.66%-26.2pp |
| Employer contribution / active EE | $2,365 | $3,103-23.8% | $3,870-38.9% | $2,757-14.2% |
| Participant deferral / active EE | $7,383 | $3,871+90.7% | $5,060+45.9% | $4,299+71.7% |
| Admin fee / account holder | $20,987 | $6,717+212.4% | $8,388+150.2% | $6,924+203.1% |