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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,960 | $183,627-57.5% | $155,602-49.9% | $145,978-46.6% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.3pp | 80.3%+9.2pp |
| Annual return | 8.35% | 61.32%-53.0pp | 64.81%-56.5pp | 550.52%-542.2pp |
| Employer contribution / active EE | $1,300 | $5,316-75.5% | $4,675-72.2% | $4,662-72.1% |
| Participant deferral / active EE | $2,617 | $6,466-59.5% | $5,629-53.5% | $6,690-60.9% |
| Admin fee / account holder | $5,861 | $19,327-69.7% | $15,923-63.2% | $13,400-56.3% |