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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,233 | $55,423-40.0% | $155,602-78.6% | $74,400-55.3% |
| Participation rate | 42.1% | 61.9%-19.8pp | 78.2%-36.1pp | 67.2%-25.1pp |
| Annual return | 12.20% | 269.07%-256.9pp | 64.81%-52.6pp | 1367.51%-1355.3pp |
| Employer contribution / active EE | $1,010 | $2,266-55.4% | $4,675-78.4% | $2,624-61.5% |
| Participant deferral / active EE | $1,168 | $2,835-58.8% | $5,629-79.2% | $4,348-73.1% |
| Admin fee / account holder | $3,021 | $1,744+73.2% | $15,923-81.0% | $1,944+55.4% |