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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,476 | $151,427+17.9% | $112,860+58.1% | $154,746+15.3% |
| Participation rate | 100.0% | 69.1%+30.9pp | 66.3%+33.7pp | 80.7%+19.3pp |
| Annual return | 10.35% | 30.95%-20.6pp | 35.26%-24.9pp | 172.34%-162.0pp |
| Employer contribution / active EE | $14,411 | $2,750+424.1% | $2,206+553.2% | $4,379+229.1% |
| Participant deferral / active EE | $10,294 | $4,285+140.2% | $3,493+194.7% | $6,730+53.0% |
| Admin fee / account holder | $7,621 | $7,369+3.4% | $6,841+11.4% | $14,365-47.0% |