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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,079 | $123,859+12.3% | $69,632+99.7% | $145,897-4.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 6.61% | 192.49%-185.9pp | 101.32%-94.7pp | 552.29%-545.7pp |
| Employer contribution / active EE | $14,030 | $2,673+424.8% | $1,708+721.2% | $4,663+200.9% |
| Participant deferral / active EE | $10,213 | $4,242+140.7% | $2,889+253.5% | $6,689+52.7% |
| Admin fee / account holder | $2,776 | $7,817-64.5% | $4,695-40.9% | $13,390-79.3% |