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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,476 | $116,167+53.6% | $64,489+176.8% | $137,256+30.0% |
| Participation rate | 100.0% | 68.2%+31.8pp | 67.7%+32.3pp | 80.0%+20.0pp |
| Annual return | 10.35% | 36.55%-26.2pp | 55.03%-44.7pp | 220.34%-210.0pp |
| Employer contribution / active EE | $14,411 | $2,483+480.4% | $1,523+846.2% | $4,156+246.7% |
| Participant deferral / active EE | $10,294 | $4,215+144.2% | $2,778+270.5% | $6,407+60.7% |
| Admin fee / account holder | $7,621 | $6,188+23.1% | $4,260+78.9% | $12,270-37.9% |