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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,546 | $58,275+98.3% | $81,844+41.2% | $80,935+42.8% |
| Participation rate | 62.2% | 63.5%-1.3pp | 72.4%-10.2pp | 67.7%-5.5pp |
| Annual return | 12.53% | 41.82%-29.3pp | 778.87%-766.3pp | 35.66%-23.1pp |
| Employer contribution / active EE | $1,688 | $2,346-28.0% | $2,916-42.1% | $2,757-38.8% |
| Participant deferral / active EE | $2,967 | $3,285-9.7% | $4,323-31.4% | $4,299-31.0% |
| Admin fee / account holder | $4,711 | $4,749-0.8% | $7,355-36.0% | $6,924-32.0% |