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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,797 | $81,457-4.5% | $103,378-24.7% | $80,911-3.8% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 9.73% | 25.58%-15.8pp | 24.91%-15.2pp | 35.63%-25.9pp |
| Employer contribution / active EE | $793 | $3,107-74.5% | $3,870-79.5% | $2,756-71.2% |
| Participant deferral / active EE | $6,725 | $3,871+73.7% | $5,058+33.0% | $4,297+56.5% |
| Admin fee / account holder | $11,756 | $6,717+75.0% | $8,401+39.9% | $6,935+69.5% |