Retirement plan

PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PAN

Name: PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PLAN - PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PAN (2025) Form 5500
Creator: PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PAN, PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PLAN

PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PLANEIN 57-0382497Plan #001PY 2025

400 MAIN STREET - CONWAY, SC 29526843-248-5746

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.3M

+26.8% from 2024

Total participants

+5.9% from 2024

Average account balance

$64,453

+19.8% from 2024

Annual return

17.44%

+5.01 pp from 2024

Benchmarks

See 1,694 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort1,694 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.32M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$64K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

138.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$198K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1330

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$48K

$1842 / participant

Other / not subdivided$48K100.0%

% of EOY assets

2.064%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$64,453

$142,972-54.9%

$214,702-70.0%

$86,983-25.9%

Participation rate

100.0%

84.9%+15.1pp

87.5%+12.5pp

69.5%+30.5pp

Annual return

17.44%

18.49%-1.0pp

54.55%-37.1pp

25.83%-8.4pp

Employer contribution / active EE

$3,513

$4,635-24.2%

$6,461-45.6%

$2,584+35.9%

Participant deferral / active EE

$4,093

$6,568-37.7%

$9,147-55.3%

$4,194-2.4%

Admin fee / account holder

$1,330

$17,617-92.5%

$19,830-93.3%

$7,856-83.1%

PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PEOPLES UNDERWRITERS, INC. 401(K) PROFIT SHARING PAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion