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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,210 | $160,028-64.9% | $147,080-61.8% | $145,884-61.5% |
| Participation rate | 87.0% | 84.0%+2.9pp | 82.2%+4.8pp | 80.3%+6.7pp |
| Annual return | 11.61% | 98.60%-87.0pp | 420.17%-408.6pp | 551.85%-540.2pp |
| Employer contribution / active EE | $6,469 | $5,286+22.4% | $4,933+31.1% | $4,662+38.7% |
| Participant deferral / active EE | $2,737 | $8,422-67.5% | $8,066-66.1% | $6,690-59.1% |
| Admin fee / account holder | $2,652 | $15,030-82.4% | $12,989-79.6% | $13,392-80.2% |