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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,210 | $159,978-64.9% | $147,041-61.8% | $145,978-61.5% |
| Participation rate | 87.0% | 84.0%+2.9pp | 82.2%+4.8pp | 80.3%+6.7pp |
| Annual return | 11.61% | 98.36%-86.8pp | 419.21%-407.6pp | 550.52%-538.9pp |
| Employer contribution / active EE | $6,469 | $5,288+22.3% | $4,935+31.1% | $4,662+38.8% |
| Participant deferral / active EE | $2,737 | $8,429-67.5% | $8,071-66.1% | $6,690-59.1% |
| Admin fee / account holder | $2,652 | $15,053-82.4% | $13,006-79.6% | $13,400-80.2% |