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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,412 | $160,070-37.9% | $147,117-32.4% | $145,897-31.9% |
| Participation rate | 25.0% | 84.0%-59.0pp | 82.2%-57.2pp | 80.3%-55.3pp |
| Annual return | 12.98% | 98.69%-85.7pp | 420.54%-407.6pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,083 | $5,285-79.5% | $4,932-78.0% | $4,663-76.8% |
| Participant deferral / active EE | $5,750 | $8,419-31.7% | $8,065-28.7% | $6,689-14.0% |
| Admin fee / account holder | $4,347 | $15,035-71.1% | $12,993-66.5% | $13,390-67.5% |