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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,628 | $88,672+62.0% | $105,223+36.5% | $82,448+74.2% |
| Participation rate | 85.7% | 67.9%+17.8pp | 75.0%+10.7pp | 68.1%+17.6pp |
| Annual return | 8.31% | 30.86%-22.5pp | 180.65%-172.3pp | 41.64%-33.3pp |
| Employer contribution / active EE | $10,219 | $3,048+235.3% | $3,689+177.1% | $2,551+300.6% |
| Participant deferral / active EE | $4,076 | $4,036+1.0% | $5,072-19.6% | $4,139-1.5% |
| Admin fee / account holder | $5,086 | $7,146-28.8% | $8,859-42.6% | $7,234-29.7% |