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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,776 | $96,731-65.1% | $123,973-72.8% | $86,983-61.2% |
| Participation rate | 63.5% | 70.0%-6.5pp | 76.7%-13.2pp | 69.5%-6.0pp |
| Annual return | 19.69% | 17.33%+2.4pp | 388.13%-368.4pp | 25.83%-6.1pp |
| Employer contribution / active EE | $2,178 | $3,297-33.9% | $4,126-47.2% | $2,584-15.7% |
| Participant deferral / active EE | $3,355 | $4,152-19.2% | $5,247-36.1% | $4,194-20.0% |
| Admin fee / account holder | $307 | $8,722-96.5% | $11,799-97.4% | $7,856-96.1% |