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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,776 | $93,345-63.8% | $119,126-71.6% | $87,485-61.4% |
| Participation rate | 63.5% | 68.7%-5.2pp | 75.8%-12.3pp | 68.9%-5.4pp |
| Annual return | 19.69% | 19.08%+0.6pp | 282.11%-262.4pp | 26.06%-6.4pp |
| Employer contribution / active EE | $2,178 | $3,172-31.3% | $4,034-46.0% | $2,596-16.1% |
| Participant deferral / active EE | $3,355 | $4,099-18.2% | $5,318-36.9% | $4,274-21.5% |
| Admin fee / account holder | $307 | $8,039-96.2% | $10,693-97.1% | $7,775-96.0% |