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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,387 | $57,119+427.6% | $85,187+253.8% | $80,935+272.4% |
| Participation rate | 32.3% | 56.4%-24.1pp | 67.5%-35.3pp | 67.7%-35.4pp |
| Annual return | 10.58% | 21.70%-11.1pp | 66.67%-56.1pp | 35.66%-25.1pp |
| Employer contribution / active EE | $1,847 | $1,802+2.5% | $2,732-32.4% | $2,757-33.0% |
| Participant deferral / active EE | $4,548 | $3,115+46.0% | $4,525+0.5% | $4,299+5.8% |
| Admin fee / account holder | $0 | $4,990-100.0% | $6,162-100.0% | $6,924-100.0% |