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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,982 | $146,267-8.4% | $197,124-32.0% | $82,448+62.5% |
| Participation rate | 79.5% | 84.0%-4.5pp | 86.7%-7.2pp | 68.1%+11.4pp |
| Annual return | 14.62% | 29.61%-15.0pp | 44.34%-29.7pp | 41.64%-27.0pp |
| Employer contribution / active EE | $2,431 | $4,723-48.5% | $6,227-61.0% | $2,551-4.7% |
| Participant deferral / active EE | $12,859 | $7,035+82.8% | $9,135+40.8% | $4,139+210.7% |
| Admin fee / account holder | $5,660 | $14,422-60.8% | $16,298-65.3% | $7,234-21.8% |