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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,872 | $162,529-66.9% | $130,788-58.8% | $154,746-65.2% |
| Participation rate | 14.3% | 75.9%-61.6pp | 70.1%-55.8pp | 80.7%-66.4pp |
| Annual return | 20.03% | 510.48%-490.4pp | 386.44%-366.4pp | 172.34%-152.3pp |
| Employer contribution / active EE | $0 | $4,447-100.0% | $3,558-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,315 | $4,808-72.6% | $4,137-68.2% | $6,730-80.5% |
| Admin fee / account holder | $955 | $7,669-87.5% | $6,673-85.7% | $14,365-93.4% |