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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,212 | $169,356-78.0% | $129,406-71.2% | $145,897-74.5% |
| Participation rate | 14.3% | 76.5%-62.2pp | 69.6%-55.4pp | 80.3%-66.0pp |
| Annual return | 14.31% | 14418.62%-14404.3pp | 9468.18%-9453.9pp | 552.29%-538.0pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,155-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,282 | $4,987-74.3% | $4,167-69.2% | $6,689-80.8% |
| Admin fee / account holder | $684 | $9,915-93.1% | $7,689-91.1% | $13,390-94.9% |