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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $250,077 |
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $76,502 |
Filed as: EMPOWER FINANCIAL SERVICES, INC. Service code 26 · EIN 84-0965407 | Advisory (Participants) | $175 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,094 | $89,054+122.4% | $102,457+93.3% | $77,692+155.0% |
| Participation rate | 99.1% | 80.9%+18.2pp | 76.5%+22.6pp | 70.6%+28.5pp |
| Annual return | 15.64% | 25.02%-9.4pp | 29.41%-13.8pp | 31.25%-15.6pp |
| Employer contribution / active EE | $9,195 | $2,698+240.8% | $3,022+204.2% | $2,726+237.3% |
| Participant deferral / active EE | $10,732 | $5,146+108.6% | $5,054+112.3% | $4,648+130.9% |
| Admin fee / account holder | $415 | $236+75.9% | $9,451-95.6% | $431-3.7% |