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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,107 | $201,372-30.4% | $184,260-24.0% | $145,884-4.0% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 15.13% | 29.04%-13.9pp | 28.84%-13.7pp | 551.85%-536.7pp |
| Employer contribution / active EE | $26,041 | $7,024+270.8% | $6,427+305.2% | $4,662+458.6% |
| Participant deferral / active EE | $25,069 | $9,808+155.6% | $9,133+174.5% | $6,690+274.7% |
| Admin fee / account holder | $60,639 | $16,362+270.6% | $13,898+336.3% | $13,392+352.8% |