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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,939 | $101,591-53.8% | $147,096-68.1% | $74,429-36.9% |
| Participation rate | 81.4% | 75.5%+5.8pp | 82.2%-0.8pp | 67.2%+14.2pp |
| Annual return | 14.38% | 8746.45%-8732.1pp | 419.75%-405.4pp | 1368.38%-1354.0pp |
| Employer contribution / active EE | $3,287 | $3,813-13.8% | $4,936-33.4% | $2,625+25.2% |
| Participant deferral / active EE | $4,427 | $7,302-39.4% | $8,071-45.2% | $4,348+1.8% |
| Admin fee / account holder | $1,009 | $1,750-42.4% | $13,005-92.2% | $1,944-48.1% |