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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,939 | $101,653-53.8% | $147,080-68.1% | $74,459-37.0% |
| Participation rate | 81.4% | 75.6%+5.8pp | 82.2%-0.8pp | 67.2%+14.1pp |
| Annual return | 14.38% | 8754.98%-8740.6pp | 420.17%-405.8pp | 1369.70%-1355.3pp |
| Employer contribution / active EE | $3,287 | $3,813-13.8% | $4,933-33.4% | $2,626+25.2% |
| Participant deferral / active EE | $4,427 | $7,304-39.4% | $8,066-45.1% | $4,350+1.8% |
| Admin fee / account holder | $1,009 | $1,752-42.4% | $12,989-92.2% | $1,945-48.1% |