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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,229 | $117,846+252.3% | $102,434+305.4% | $145,884+184.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.16% | 31.90%-23.7pp | 29.46%-21.3pp | 551.85%-543.7pp |
| Employer contribution / active EE | $10,473 | $3,615+189.7% | $3,023+246.4% | $4,662+124.6% |
| Participant deferral / active EE | $7,841 | $5,733+36.8% | $5,055+55.1% | $6,690+17.2% |
| Admin fee / account holder | $2,492 | $13,356-81.3% | $9,462-73.7% | $13,392-81.4% |