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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,095 | $225,673-97.3% | $203,872-97.0% | $155,188-96.1% |
| Participation rate | 75.0% | 80.3%-5.3pp | 77.8%-2.8pp | 80.8%-5.8pp |
| Annual return | 15.73% | 95.91%-80.2pp | 85.11%-69.4pp | 148.84%-133.1pp |
| Employer contribution / active EE | $1,131 | $4,099-72.4% | $3,757-69.9% | $4,248-73.4% |
| Participant deferral / active EE | $1,414 | $6,893-79.5% | $6,388-77.9% | $6,531-78.4% |
| Admin fee / account holder | $1,016 | $12,327-91.8% | $11,730-91.3% | $14,480-93.0% |