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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,095 | $208,088-97.1% | $186,193-96.7% | $154,746-96.1% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.1%-2.1pp | 80.7%-5.7pp |
| Annual return | 15.73% | 89.97%-74.2pp | 78.03%-62.3pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,131 | $4,340-73.9% | $3,918-71.1% | $4,379-74.2% |
| Participant deferral / active EE | $1,414 | $7,078-80.0% | $6,513-78.3% | $6,730-79.0% |
| Admin fee / account holder | $1,016 | $11,698-91.3% | $11,058-90.8% | $14,365-92.9% |