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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,095 | $180,749-96.6% | $160,784-96.2% | $137,256-95.6% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 15.73% | 2234.46%-2218.7pp | 1803.92%-1788.2pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,131 | $4,155-72.8% | $3,733-69.7% | $4,156-72.8% |
| Participant deferral / active EE | $1,414 | $6,844-79.3% | $6,293-77.5% | $6,407-77.9% |
| Admin fee / account holder | $1,016 | $10,397-90.2% | $9,717-89.5% | $12,270-91.7% |