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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,411 | $96,123-61.1% | $77,361-51.6% | $198,609-81.2% |
| Participation rate | 58.3% | 81.1%-22.8pp | 75.0%-16.6pp | 82.4%-24.0pp |
| Annual return | 10.32% | 2054.81%-2044.5pp | 1011.54%-1001.2pp | 202.70%-192.4pp |
| Employer contribution / active EE | $926 | $3,791-75.6% | $2,990-69.0% | $5,055-81.7% |
| Participant deferral / active EE | $3,087 | $4,975-37.9% | $3,911-21.1% | $6,977-55.8% |
| Admin fee / account holder | $4,897 | $9,471-48.3% | $5,894-16.9% | $19,030-74.3% |