Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,945 | $78,197-24.6% | $98,090-39.9% | $82,637-28.7% |
| Participation rate | 36.4% | 77.5%-41.1pp | 81.5%-45.2pp | 68.1%-31.7pp |
| Annual return | 24.09% | 40.25%-16.2pp | 37.05%-13.0pp | 53.51%-29.4pp |
| Employer contribution / active EE | $973 | $2,605-62.6% | $3,606-73.0% | $2,552-61.9% |
| Participant deferral / active EE | $2,287 | $6,636-65.5% | $7,845-70.8% | $4,126-44.6% |
| Admin fee / account holder | $691 | $14,832-95.3% | $11,815-94.2% | $7,339-90.6% |