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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,488 | $156,398-60.0% | $147,318-57.6% | $138,895-55.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.45% | 78.75%-62.3pp | 70.43%-54.0pp | 145.39%-128.9pp |
| Employer contribution / active EE | $4,220 | $4,853-13.0% | $4,593-8.1% | $4,194+0.6% |
| Participant deferral / active EE | $9,868 | $8,237+19.8% | $7,906+24.8% | $6,396+54.3% |
| Admin fee / account holder | $4,255 | $14,976-71.6% | $13,708-69.0% | $12,562-66.1% |