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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,672 | $160,028-70.8% | $147,080-68.3% | $145,884-68.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.27% | 98.60%-88.3pp | 420.17%-409.9pp | 551.85%-541.6pp |
| Employer contribution / active EE | $5,451 | $5,286+3.1% | $4,933+10.5% | $4,662+16.9% |
| Participant deferral / active EE | $7,304 | $8,422-13.3% | $8,066-9.5% | $6,690+9.2% |
| Admin fee / account holder | $1,307 | $15,030-91.3% | $12,989-89.9% | $13,392-90.2% |