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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,239 | $99,053-59.4% | $88,179-54.4% | $138,895-71.0% |
| Participation rate | 25.0% | 74.2%-49.2pp | 69.1%-44.1pp | 79.9%-54.9pp |
| Annual return | 14.93% | 78.17%-63.2pp | 64.97%-50.0pp | 145.39%-130.5pp |
| Employer contribution / active EE | $659 | $2,882-77.1% | $2,549-74.1% | $4,194-84.3% |
| Participant deferral / active EE | $1,739 | $5,225-66.7% | $4,614-62.3% | $6,396-72.8% |
| Admin fee / account holder | $26,858 | $8,748+207.0% | $7,673+250.0% | $12,562+113.8% |