Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,675 | $106,749-11.3% | $145,433-34.9% | $82,448+14.8% |
| Participation rate | 62.9% | 75.6%-12.8pp | 82.1%-19.3pp | 68.1%-5.2pp |
| Annual return | 21.81% | 27.59%-5.8pp | 66.58%-44.8pp | 41.64%-19.8pp |
| Employer contribution / active EE | $578 | $3,444-83.2% | $4,554-87.3% | $2,551-77.4% |
| Participant deferral / active EE | $6,446 | $6,519-1.1% | $7,897-18.4% | $4,139+55.7% |
| Admin fee / account holder | $2,659 | $8,390-68.3% | $13,129-79.7% | $7,234-63.2% |