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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,919 | $213,785-67.3% | $185,441-62.3% | $155,188-54.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 17.27% | 19.97%-2.7pp | 20.16%-2.9pp | 148.84%-131.6pp |
| Employer contribution / active EE | $9,508 | $5,393+76.3% | $4,672+103.5% | $4,248+123.8% |
| Participant deferral / active EE | $7,604 | $6,864+10.8% | $6,152+23.6% | $6,531+16.4% |
| Admin fee / account holder | $441 | $21,134-97.9% | $17,890-97.5% | $14,480-97.0% |