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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,072 | $172,111+12.8% | $150,298+29.1% | $137,256+41.4% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 18.46% | 69.37%-50.9pp | 62.79%-44.3pp | 220.34%-201.9pp |
| Employer contribution / active EE | $12,165 | $4,636+162.4% | $4,154+192.9% | $4,156+192.7% |
| Participant deferral / active EE | $8,472 | $6,166+37.4% | $5,453+55.4% | $6,407+32.2% |
| Admin fee / account holder | $7,089 | $16,471-57.0% | $14,116-49.8% | $12,270-42.2% |