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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,072 | $185,312+4.7% | $161,489+20.2% | $154,746+25.4% |
| Participation rate | 94.7% | 82.5%+12.3pp | 78.7%+16.0pp | 80.7%+14.0pp |
| Annual return | 18.46% | 103.84%-85.4pp | 89.72%-71.3pp | 172.34%-153.9pp |
| Employer contribution / active EE | $12,165 | $4,769+155.1% | $4,268+185.0% | $4,379+177.8% |
| Participant deferral / active EE | $8,472 | $6,350+33.4% | $5,630+50.5% | $6,730+25.9% |
| Admin fee / account holder | $7,089 | $18,654-62.0% | $16,006-55.7% | $14,365-50.6% |