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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,536 | $157,829-81.3% | $136,867-78.4% | $198,609-85.1% |
| Participation rate | 62.5% | 77.2%-14.7pp | 74.5%-12.0pp | 82.4%-19.9pp |
| Annual return | 15.70% | 51.25%-35.5pp | 42.97%-27.3pp | 202.70%-187.0pp |
| Employer contribution / active EE | $1,507 | $3,923-61.6% | $3,547-57.5% | $5,055-70.2% |
| Participant deferral / active EE | $3,450 | $5,463-36.8% | $4,924-29.9% | $6,977-50.6% |
| Admin fee / account holder | $829 | $11,107-92.5% | $10,340-92.0% | $19,030-95.6% |