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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,536 | $70,366-58.0% | $66,674-55.7% | $138,895-78.7% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.7%-11.2pp | 79.9%-17.4pp |
| Annual return | 15.70% | 386.41%-370.7pp | 321.24%-305.5pp | 145.39%-129.7pp |
| Employer contribution / active EE | $1,507 | $2,765-45.5% | $2,620-42.5% | $4,194-64.1% |
| Participant deferral / active EE | $3,450 | $4,374-21.1% | $4,084-15.5% | $6,396-46.1% |
| Admin fee / account holder | $829 | $5,262-84.2% | $5,098-83.7% | $12,562-93.4% |