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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,085 | $142,354+46.9% | $125,529+66.6% | $155,188+34.7% |
| Participation rate | 83.3% | 78.1%+5.3pp | 74.7%+8.6pp | 80.8%+2.5pp |
| Annual return | 18.30% | 306.06%-287.8pp | 202.56%-184.3pp | 148.84%-130.5pp |
| Employer contribution / active EE | $3,061 | $3,501-12.6% | $3,058+0.1% | $4,248-27.9% |
| Participant deferral / active EE | $11,817 | $5,491+115.2% | $4,813+145.5% | $6,531+80.9% |
| Admin fee / account holder | $1,772 | $19,392-90.9% | $16,298-89.1% | $14,480-87.8% |