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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,085 | $139,948+49.4% | $121,663+71.9% | $154,746+35.1% |
| Participation rate | 83.3% | 78.0%+5.3pp | 74.5%+8.8pp | 80.7%+2.6pp |
| Annual return | 18.30% | 230.52%-212.2pp | 147.54%-129.2pp | 172.34%-154.0pp |
| Employer contribution / active EE | $3,061 | $3,521-13.1% | $3,020+1.4% | $4,379-30.1% |
| Participant deferral / active EE | $11,817 | $5,629+109.9% | $4,887+141.8% | $6,730+75.6% |
| Admin fee / account holder | $1,772 | $17,321-89.8% | $14,289-87.6% | $14,365-87.7% |